What matters
Stocks are likely to drive most of this mix's day-to-day behaviour.
Your investments. Understood.
Understand your moneyin four questions
Tobailey connects portfolio, markets, news, goals, risk and intelligence into a simple daily view — not a broker, trading platform or financial adviser.
Try the Portfolio MixerIncludes 14 days of Complete. No credit card required. Then continue with Free or Complete for €5.99/month.
Information only — not financial advice
Portfolio-first intelligence
Built for private investors
The four questions
Illustrative product language — the same structure you will see after signup.
01 · Happened
What happened?
02 · Matters
What matters now?
03 · On track
Am I on track?
04 · Ahead
What’s ahead?
Portfolio Mixer
See how a mix behaves
Move the sliders. Tobailey interprets the mix instantly — no account, no prices, no advice. Starting figures are an example only.
Example mix
Six sleeves. Always 100%.
Total100%
- 45%
- 20%
- 8%
- 2%
- 5%
- 20%
This example mix
Neutral
This mix sits near the middle: neither clearly defensive nor clearly offensive.
What helps
Bonds and cash provide some defensive balance.
Portfolio stance describes how the portfolio is positioned, not whether it is good or bad. Illustrative mix only — not a forecast.
See what this means for your real portfolioContinues into your own portfolio with 14 days of Complete. No card required to start.
Then the Four Questions
The Mixer only knows this simplified mix. Inside Tobailey the same thinking connects to your actual holdings, prices, news, goal, scenarios and history — that is what the four questions answer.
01 · Happened
What happened?
02 · Matters
What matters now?
03 · On track
Am I on track?
04 · Ahead
What’s ahead?
Four questions
Tobailey answers four questions about your money
The same language you will see after signup — promise on the public site, personal answers inside the product.
How Tobailey works
From portfolio setup to four clear answers
Start with what you already own. Tobailey turns it into a calm daily view — glance, question, then deep dive when you need it.
Add your portfolio
Enter holdings yourself or import a supported CSV or Excel file, then review before saving.
Connect your financial goal
Set a target value, target year and expected annual contributions.
Get four clear answers daily
Dashboard for a quick glance, question hubs for the story, Analysis when you want the deep dive.
Free and Complete
Start with everything. Keep what you need.
Includes 14 days of Complete. No credit card required. Then continue with Free or Complete for €5.99/month.
Free
Tobailey Free
€0
always
Useful portfolio intelligence, without a subscription.
Track your portfolio and see the Four Questions headline answers. Intelligence depth stays limited — still genuinely useful, not a locked demo.
- Portfolio tracking for stocks, ETFs, cash and crypto
- Four Questions glance answers
- Headline personal intelligence
- Your Review, Goals and Portfolio Scorecard
- Export portfolio (.xlsx)
- Limited intelligence depth
Complete
Tobailey Complete
€5.99
per month
Full intelligence depth for 14 days, then you choose.
Everything in Free, plus the deeper Four Questions analysis already in Tobailey — more context behind conclusions, and scenario and goal views where your data supports them.
- Everything in Tobailey Free
- Full intelligence depth on the Four Questions
- More context behind conclusions — not just the headline
- Scenario and sensitivity views where available
- Goal views where you have a goal
Personal Complete starts with an empty portfolio. Demo remains a separate read-only explore path.
Demo or personal trial
Explore first, or start with your portfolio
Demo is a read-only showroom. Personal trial starts empty and editable with your own holdings.
Smart Dashboard for today’s four-question glance
Your Review for today, this week and this month
Portfolio History, Goals and Portfolio Scorecard
Export portfolio (.xlsx) — one Excel workbook, organised sheets
Relevant News, Market Pulse and Perspectives
Demo to explore; personal trial starts empty and editable
Live pricing depends on instrument and market-data availability. View supported instruments
Start freeExplore demoFrequently asked questions
Clear answers before you get started
Everything you need to know about portfolio uploads, Demo vs trial, privacy and your subscription.
Does Tobailey provide financial advice?+
No. Tobailey provides portfolio tracking, analysis and educational information. It does not provide personalised financial advice or recommend buying, selling or holding investments.
How does Tobailey receive my portfolio?+
Tobailey supports manual entry and CSV or Excel import, followed by a review step. You remain in control of which holdings are saved.
What is the difference between Free and Complete?+
Tobailey Free (€0) includes portfolio tracking, the Four Questions and headline intelligence with limited depth. Tobailey Complete (€5.99/month) includes everything in Free plus full intelligence depth and deeper analysis where your data supports it. New eligible users start with a 14-day Complete trial, then choose Complete or Free. There are no ads.
What is the difference between Demo and personal trial?+
Demo is a ready-made, read-only portfolio so you can explore. Personal trial starts empty and editable — you import or add your own holdings. Demo data never becomes your personal portfolio.
Are market prices always real time?+
Market-data availability and update frequency depend on the selected data provider, exchange and subscription level. The product clearly shows whether data is live, cached or using a fallback price.
Can I use Tobailey with any broker?+
Yes. Tobailey is independent and supports portfolio information through manual entry and supported CSV or Excel imports — no broker login required.
Is my portfolio stored securely?+
Tobailey uses appropriate technical and organisational safeguards to protect account and portfolio information. You remain in control of the information you upload.
Built for clarity
Understand what is happening without navigating multiple disconnected tools.
Privacy first
Your portfolio information is handled with privacy and security as core product requirements.
One source of truth
Dashboard, portfolio, holdings and analysis use the same central portfolio information.
Future impact: Tobailey plans to allocate a fixed amount per paid user to a verified environmental partner. Partner details and tracking are not live yet — no trees planted or donations claimed today.
Start with clarity
Four questions. One portfolio intelligence layer.
Bring your portfolio, market context and financial goal together — then see the same four answers inside Tobailey.